Simple pricing for a clearer future.
Start free, then upgrade when you want to compare plans, save more scenarios, and go deeper.
Start free, then upgrade when you want to compare plans, save more scenarios, and go deeper.
Free
Try your first what-ifs.
- Run all core scenarios
- Save up to 3 plans
- Compare 2 paths side by side
- Basic plan summary
Planner
Compare options, track how your plan evolves, and keep your best thinking.
- Save up to 25 plans
- Compare 3 paths at a time
- Snapshot history — see how your numbers changed
- Plain-English insight layer
- PDF plan export
- 40% off decision packs ($29)
Paid tier coming soon — express your interest now
Pro
Everything in Free and Planner, plus serious planning across multiple life scenarios — including retirement.
- Save up to 100 plans
- Compare up to 5 paths at a time
- Chain scenarios together
- Multi-scenario dashboard
- Retirement engine — Monte Carlo, Social Security claiming, tax-aware withdrawal
Launching after Planner tier is proven
Free
Try your first what-ifs.
- Run all core scenarios
- Save up to 3 plans
- Compare 2 paths side by side
- Basic plan summary
Planner
Compare options, track how your plan evolves, and keep your best thinking.
- Save up to 25 plans
- Compare 3 paths at a time
- Snapshot history — see how your numbers changed
- Plain-English insight layer
- PDF plan export
- 40% off decision packs ($29)
Paid tier coming soon — express your interest now
Pro
Everything in Free and Planner, plus serious planning across multiple life scenarios — including retirement.
- Save up to 100 plans
- Compare up to 5 paths at a time
- Chain scenarios together
- Multi-scenario dashboard
- Retirement engine — Monte Carlo, Social Security claiming, tax-aware withdrawal
Launching after Planner tier is proven
Paid tiers coming soon
Get notified when Planner and Pro open up.
Join with one email. No account required.
The finer details
| Feature | Free | Planner | Pro |
|---|---|---|---|
Saved plans
Persistence of your financial data
| 3 plans | 25 plans | 100 plans |
Scenario comparison
Analyze multiple outcomes side-by-side
| 2 at a time | 3 at a time | Up to 5 at a time |
Plan summaries
Key performance indicators and highlights
| Basic | Full | Full + export |
Snapshot history
Track how your numbers change over time
| |||
Plain-English insights
Observational layer on your results
| |||
Scenario chaining
Link dependent financial events
| Included | ||
Retirement engine
Monte Carlo, SS claiming, tax-aware withdrawal
| Included | ||
Decision packs
One-time $29 purchase, yours forever
| Full price | 40% off | 40% off |
The finer details
Frequently Asked
How does pricing work?
Start with the free plan, then upgrade when you want saved plans, deeper comparisons, and more advanced scenario tools.
Can I switch plans later?
Yes, you can upgrade or downgrade at any time. If you upgrade, the new features are available immediately. If you downgrade, you retain your current plan features until the end of your billing cycle.
What is an "Active Scenario"?
An active scenario is a saved scenario plan you can revisit, compare, and refine as your inputs change over time.
Is my financial data secure?
We do not sell your data. Whatify is built on the principle of financial privacy and architectural transparency.
Frequently Asked
How does pricing work?
Start with the free plan, then upgrade when you want saved plans, deeper comparisons, and more advanced scenario tools.
Can I switch plans later?
Yes, you can upgrade or downgrade at any time. If you upgrade, the new features are available immediately. If you downgrade, you retain your current plan features until the end of your billing cycle.
What is an "Active Scenario"?
An active scenario is a saved scenario plan you can revisit, compare, and refine as your inputs change over time.
Is my financial data secure?
We do not sell your data. Whatify is built on the principle of financial privacy and architectural transparency.